Started your course in 2011 or before

Full-time undergraduate student from the UK

How can I pay my fees

You are responsible for paying your fees to the university. You will be required to pay your fees yourself if you are unable to provide written proof that your fees will be paid on your behalf by the Student Loan Company, your employer or another sponsor.

Ways to pay:

You can apply for a student loan to pay your tuition fees
or
You can pay your fees direct to the university.

Student loan for tuition fees

Once you have applied for a place at university or college you can apply for help with your tuition fees.

Your loan application should be made online via one of the links below depending on where you live:

England: Student Finance England
Northern Ireland: Student Finance Northern Ireland
Scotland: Student Awards Agency for Scotland
Wales: Student Finance Wales

Your fees will be paid direct to the university, but you must apply in good time (ideally by the end of June) to ensure that funding is in place before your course starts.

Paying off your student loan

You don't start paying off your student loan until after you leave your course and you are earning more than £15,000 a year. The interest rate on payments is low and linked to inflation. This means that the amount you repay will be broadly the same, in real terms, as the amount you borrowed. Any debt not repaid after 25 years will be written off.

Payments are linked to your earnings, so the more you earn the more you repay; the less you earn the less you repay. If you stop working, or your earnings fall below £15,000, then your payments stop.

Payments are taken automatically through the tax system. Currently student loan repayments are set at 9% of income above £15,000.