Undergraduate student loans
If you are a UK / Home undergraduate student, starting university for the first-time, a government student loan package is available, subject to meeting eligibility criteria.
The full undergraduate loan package includes loans to cover tuition fees and living costs.
You only start to repay your student loan after you leave university and are earning more than the repayment threshold set by the government.
You may have access to extra financial help in certain circumstances, for example, if you have children or caring responsibilities; or if you have a disability.
Tuition fee loan
The Student Loans Company will pay your tuition fees directly to the university each year via the loan.
Maintenance loan
This loan helps your living costs, such as accommodation, food, clothing. The Student Loans Company pays this loan to you in instalments once a term.
Part-time students
If you are studying part-time, you may be able to apply for a tuition fee and maintenance loan if you are studying at least 25% of the equivalent full-time course each year.
If you have a disability, you may be eligible to apply for extra help through the Disabled Students Allowance.
Students with existing higher education qualifications
If you already hold an equivalent or higher-level qualification than the one you intend to study, you are not usually eligible for the government undergraduate loans funding. However, there are some exceptions including eligible students studying pre-registration nursing, midwifery and allied health courses.